Apollo Chief Economist: AI Agents Could Cause a 'Slow-Motion Bank Run'

PANews, September 29, according to CoinDesk, Apollo chief economist Torsten Slok warned that as AI agents begin to automatically manage household funds, low-interest demand deposits may be transferred to high-yield accounts, triggering a "slow-motion bank run." Slok said that the current average interest rate on demand deposits in the United States is only about 0.1%, while the annual interest rates on deposits on platforms such as Revolut, SoFi, Varo, LendingClub and Wealthfront can reach 3.3% to 5%. If AI agents are widely used by households to automatically optimize cash returns, banks could lose low-cost deposits used to issue loans and pose risks to the financial system. Slok also mentioned that AI agents can monitor balances in real time, compare the rates of return of different institutions, and automatically transfer idle funds.

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Musk: Gharama ya uendeshaji ya Grok Bot ni kubwa isivyoweza kudumishwa ikilinganishwa na mapato yake.

Benki ya China Merchants na taasisi nyingine kadhaa zimezindua huduma za uchapishaji wa taarifa za miamala ya pochi ndani ya Programu ya renminbi ya kidijitali.

Mwanzilishi wa POAP anaweza kuwa alijiandikisha kwa ETH 100,000 wakati wa ICO ya 2015.

UBTECH yatoa jukwaa la uigaji wa akili iliyowekwa mwilini Thinker-Sim.

Kipindi cha maombi ya leseni za watoa huduma za mali pepe nchini Brazil kimekamilika, huku kampuni takriban 40 pekee zikiwasilisha maombi.