HSBC and Ant Digital Technologies Complete Test of Small-Value Payments Using AI Agent Tokenized Deposits

PANews October 10 news, according to a press release issued by PR Newswire, Ant Digital Technologies and HSBC announced the completion of a technical validation test for AI agent micropayments. AI agents can discover and invoke digital services on behalf of users and complete payment in one step, with individual transactions typically below $2 and settled in real time. In the test, HSBC's Tokenized Deposit Service (TDS) provided settlement and real-time risk control via the MCP interface, while Ant Digital Technologies' Anvita Flow handled service invocation and micropayment settlement, with on-chain transactions completed on the Layer 2 blockchain Jovay testnet. Both parties stated that this test is exploratory only and not a commercial launch.